What is a Mortgage? Understanding the Basics of Home Financing in Ontario
June 24, 2025 By Nick Melchiorre Buying a home is one of the most significant financial decisions most people will ever make. Chances are, if you are buying a home, you will require a mortgage. If you are a first-time buyer, you may not be familiar with everything that comes with a mortgage. Even if […]
Arbitrators Cannot “Make Law”
June 19, 2025 By Brian Babcock Legislatures make law by passing statutes. Judges are said to “make law” by deciding cases in new and creative ways that hopefully reflect changing times. THE ISSUE But what about arbitrators? Can they “make law”? THE CASE An Ontario Superior Court judge says that the answer is “no” in […]
The Hidden Risks of Waiving Conditions in Ontario Real Estate Deals
June 17, 2025 By Nick Melchiorre In Ontario’s competitive real estate market, it’s become increasingly common for buyers to submit offers with no conditions in an effort to stand out. While a “clean offer” may appeal to sellers and increase the chance of acceptance, it can expose buyers—and sometimes sellers—to significant legal and financial risks. […]
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As of July 1, 2025, our office will be open until 5:00pm, Monday to Friday.
When Time is of the Essence Part Two
June 12, 2025 By Mark Mikulasik We have written before to comment on “time is of the essence” clauses in real estate contracts. THE ISSUE Our recent article commented on a case where the Ontario Court of Appeal strictly applied the concept of a strict time limit. In that case, the buyers were 35 minutes […]
Options to Renew: Formality Counts
June 10, 2025 By Mark Mikulasik Does your commercial lease contain an option to renew? THE ISSUE If so, do you need to strictly comply with formal requirements of the option, or is it good enough to communicate the essence of your intention to renew? THE CASE In Garlicky Mediterranean Grill Inc. v. 2715762 Ontario […]
Termination Clauses: Courts Continue to Favour Employees
June 5, 2025 By Brian Babcock We have written about numerous examples of how courts favour employees in interpreting termination clauses. Even a marginal divergence from the requirements of the Employment Standards Act will result in a ruling that the employee is entitled to common law notice. THE ISSUE Since the whole point of most […]
Legal Aspects of Selling Your Home in Ontario
June 3, 2025 By Nick Melchiorre Selling a home is one of the most significant financial transactions you will make in your life. In Ontario, as in other provinces, there are several legal requirements and considerations to keep in mind when selling a property. Whether you’re a first-time seller or have sold homes before, understanding […]
How to Replace an Estate Trustee in Ontario
May 27, 2025 By Nick Melchiorre When a loved one passes away, an estate trustee (formerly known as an executor) is appointed to administer their estate according to the instructions in the will. The estate trustee has a legal duty to act in the best interests of the estate and its beneficiaries. However, there may […]
Buying or Selling Property in Ontario
May 22, 2025 By Mark Mikulasik Buying or selling a property in Ontario is an exciting, yet complex process that involves multiple legal steps. Whether you’re a first-time homebuyer or a seasoned investor, understanding the legal requirements is crucial to ensure a smooth transaction. This article will guide you through the essential legal steps involved […]